On this page:
1
Overview
Asset finance allows your business to purchase vehicles, machinery, equipment, or technology while using the asset itself as security. It’s a flexible and tax-effective way to acquire essential business assets without disrupting cashflow. We help you understand lender requirements, compare finance structures, and select an option that aligns with your operational needs and long-term strategy.
Whether you’re upgrading equipment, investing in new machinery, or expanding capacity, we guide you through the full range of asset finance options – including chattel mortgages, commercial hire purchase, and leasing. We explain how each structure works, including ownership benefits, GST treatment, balloon payments, and depreciation considerations, so you can make informed decisions that support your business model.
From initial assessment through to settlement, we manage the process end-to-end. Our focus is on clarity, efficiency, and strategic alignment, ensuring your asset finance solution supports your operational needs and long-term goals.
KEY FEATURES
- Flexible Finance Structures: Access chattel mortgages, hire purchase, and leasing options tailored to your asset type and business needs.
- Ownership Benefits: Depending on the structure, assets may be owned from day one, subject to finance.
- Tax-Effective Options: Potential GST and depreciation benefits depending on your business structure.
- Cashflow Support: Repayments can be aligned with business income cycles, including balloon options.
- Wide Lender Panel: Access competitive commercial lenders offering industry-specific solutions.
CONSIDERATIONS
Balloon Payments: Lower repayments today may mean a larger final payment.
Asset Type & Age: Lenders may have restrictions based on asset class, age, or condition.
Documentation Requirements: Invoices, financials, and asset details may be required depending on the lender.
Business Strategy: Finance should support long-term operational and tax planning.
2
Capabilities
Clear Guidance
We explain how asset finance works – including chattel mortgages, hire purchase, and leasing – so you understand each structure and how it aligns with your operational needs and long-term strategy.
Asset & Supplier Assessment
We review quotes, invoices, supplier details, and asset specifications to ensure the asset meets lender requirements and supports your business objectives.
Tailored Finance Structuring
We help you choose the right finance structure, term, and repayment strategy to support cashflow, productivity, and long-term performance.
New & Used Asset Support
We guide you through lender policies for new, used, dealer-supplied, or private-sale equipment, machinery, vehicles, and technology.
Low-Doc & Full-Doc Options
We compare lenders who offer simplified documentation for standard assets, as well as full-doc options for larger or specialised purchases.
Industry-Aligned Lender Matching
We match you with lenders who specialise in your asset type – from machinery and vehicles to tools, medical equipment, and technology.
Fast Approval & Settlement
We streamline the process from application to settlement, coordinating documents, suppliers, and lenders to ensure efficient turnaround.
End-to-End Management
We manage the entire process, ensuring your asset finance is structured correctly, documented accurately, and aligned with your business strategy.
